Liability insurance is required for motor vehicles to meet Illinois’ requirements.
This proves that you can handle the financial burden that an accident may cause.
If your cycle has an engine displacement of more than 150 cc, it is a motorcycle. If the engine displacement is less than that, your ride is a motor-driven cycle.
TW Group Inc. is an independent insurance agency that represents multiple motorcycle and specialty vehicle insurer’s. This means they will find you the best coverage at an affordable price.
Insurance companies will take into consideration many different factors when insuring your motorcycle. One company is not always the best fit for everyone, and that is why TW Group Inc. will compare companies for you.
Factors include driving record, credit history, age, address, type of motorcycle and number of drivers on the policy.
Most companies offer coverage options similar to auto insurance policy. This would include your bodily injury and property damage liability.
You may also consider additional motorcycle insurance for any upgrades (chrome + custom paint), including medical payments, comprehensive and collision coverage.
Uninsured motorist covers you in the event you are injured by someone who does not carry insurance or may not have enough insurance to cover your injuries.
You may also qualify for additional discounts such as having multiple policies with a company, safety courses completed or renewal credits.
Failure to present proof of acceptable insurance coverage can result in license plates suspension. You will be under obligation to pay at least a $500 fine, a $100 reinstatement fee, and provide proof of insurance to get your license plates back.
You can receive a free, no-obligation quote online, or by contacting one of TW Group’s experienced agents.
TW Group Inc., 850 N Cass Ave., Westmont IL 60559, 630-737-0300 www.twgroupinc.com