Watercraft insurance can protect your boat on the water and on land.
While homeowners insurance provides limited coverage for your personal watercraft, auto insurance only covers the boat when attached to your car or truck.
TW Group, Inc. offers a wide variety of coverages and options for your boat, jet ski or personal watercraft. The size, type and value of your watercraft will be part of the determining factors in evaluating your insurance coverage needs.
In a 2010 study by the National Marine Manufacturers Association, 75 million people in the US participate in recreational boating.
Watercraft equipment coverage includes accessories on the insured watercraft not installed by the manufacturer as part of the original sale. This includes the marine instruments, safety and life preserving equipment, water skis, electric trolling motor and auxiliary outboard motor.
Liability coverage will assist you in the event of a collision with another boat, dock or other boaters. Personal liability will protect you or a family member if you have an accident that causes injury to another person.
Protect your boat while in storage and during transport with physical damage coverage. This covers your boat as well when out of the water in events such as fire, lightening, vandalism or theft. You can also add emergency service reimbursement for expenses related to towing, labor or supplies.
Watercraft insurance options can also help cover medical expenses if you or someone in your boat is involved in an accident, as well as damage that may be caused to another person’s property while operating your boat.
An experienced agent at TW Group, Inc. can ensure you have the right coverage at a competitive price. You may qualify for additional discounts such as accident forgiveness, roadside assistance, boat removal and boating safety as well as discounts for multiple policies.